A cooperative is an association of persons who voluntarily cooperate for their mutual social, economic, and cultural benefit. Coperatives seem to be a good option to enable selforganizd financial networks.

Coperative identity

Cooperatives are based on the cooperative values of "self-help, self-responsibility, democracy and equality, equity and solidarity" and the seven cooperative principles:[13]

  1. Voluntary and open membership
  2. Democratic member control
  3. Economic participation by members
  4. Autonomy and independence
  5. Education, training and information
  6. Cooperation among cooperatives
  7. Concern for community

Cooperatives are dedicated to the values of openness, social responsibility and caring for others. Such legal entities have a range of social characteristics. Membership is open, meaning that anyone who satisfies certain non-discriminatory conditions may join. Economic benefits are distributed proportionally to each member's level of participation in the cooperative, for instance, by a dividend on sales or purchases, rather than according to capital invested.[13] Cooperatives may be classified as either worker, consumer, producer, purchasing or housing cooperatives.[14] They are distinguished from other forms of incorporation in that profit-making or economic stability are balanced by the interests of the community.[13] Co-ops can sometimes be identified on the Internet through the use of the .coop gTLD. Organizations using .coop domain names must adhere to the basic co-op values.

The United Nations has declared 2012 to be the International Year of Cooperatives (IYC) [15]

source: wikipedia




Design Point

Design points are qualities for a resilient and sustainable financial ecosystem

Playing Field


Collaboration Model