Transition map

Design Points

Design points are qualities of a resilient and sustainable financial ecosystem. A design point is Specific, Measurable, Acceptable, Realistic and Timely (SMART) and meaningful. 

Design points help us to set our short term goals and converge our energy.  Each design point has its own Tribe. Well chosen and well timed design points will grow the motivation of the players. They will create a sense of purpose, mastery and autonomy.


We have been inspired by Seth Godins talk on the Tribes we lead. Seth Godin argues the Internet has ended mass marketing and revived a human social unit from the distant past: tribes. Founded on shared ideas and values, tribes give ordinary people the power to lead and make big change. We also think that the term "tribe" is a good word in a platform that sees serious gaming as an important vehicle to achieve its goals.

Serious Gaming

We believe that play is an important ingredient for the platform to get the best out of us and make it fun and interesting to participate. Some research institutes see serious gaming (specific form of play) as one of the most important interaction models for the future. To deliver some of the basic services like education and health. And to help us change the world we live in. We have been inspired by a talk from Jane Mcgonigal from the Institute for the Future (IFTF). She approaches gaming and gamers as a resource we must leverage

Positive and Inclusive as foundational values

We see positive and inclusive as foundational values. Positive keeps an open mind and explores the possibilities. Inclusive engages all stakeholders and takes a broader perspective. 

Societal Value

Leading organisations of the future create societal value through their core business. This is a statement taken from the vision 2050 of the World Business Council for Sustainable Development (WBCSD).

Resilience is a basis for sustainability

The momentum around the sustainability is growing and at the same time it remains difficult for organisations, industries and governments to fully implement the underlying principles.
One underlying principle of sustainability is resilience. Many of the root causes for todays issues start here. Resilience is a well-known concept in nature. Nature in itself is the most resilient system we know. Resilience can be defined as:

  • The amount of change a system can undergo and still retain the same controls on its function and structure
  • The degree to which the system is capable of self-organization
  • The ability to build and increase the capacity for learning and adaptation

Co-creation in a level playing field

The BankoftheFuture platform uses co-creation as the basis for collaboration, to identify design points and to implement them. Co-creation is all about creation of value, reconfiguring or reusing existing practices where the total value is more that the sum of its parts (1+1=5). Co-creation uses a level playing field (all are equal) that includes all stakeholders. There is a culture of sharing, dialogue, focus on possibilities and a positive and proactive attitude.

Thomas Friedman decribes the three era's of glabilisation where we finally arrive in a flat world, a level playing field, where everyone can collaborate with everyone.


Jeffrey Goldstein provides a definition of emergence: "the arising of novel and coherent structures, patterns and properties during the process of self-organization in complex systems".

We live in exponential times and need new ways of design and creation. This platform uses an emergent approach which means we continuously probe, sense and respond to improve our capabilities and increase our impact. This allows us to fully harvest the ideas and insights of new people and organizations that join the platform.

We used the Cynefin model of David Snowden as a source of inspiration.